Underwritten by New York Life Insurance Company
Life Insurance you and your family can count on: One of the ways to provide for your family if you or your spouse were to die prematurely is with term life insurance. No costly savings features, no high administrative expenses … just pure life insurance. The challenge is to find a policy that also includes the backing and stability of a highly rated insurance company in which you can be confident.
With the MAA Group 10–Year Level Term Life Insurance, members may be able to lock in the financial security provided by term life insurance—at a price that’s GUARANTEED to remain the same for a full 10 years, and with a high benefit level that’s GUARANTEED to remain level, while you’re covered under the policy.
The U.S. (except OR, SD and territories) and Puerto Rico.
Visit the Forms section and download a no–obligation application and brochure containing detailed information and provisions, including costs, exclusions, limitations, and terms of coverage.
|Where available||United States (except OR, SD and territories) and Puerto Rico.|
|Notes||Members under age 65, their lawful spouse under age 65, and unmarried dependent children ages 14 days - 22 years (24 if a full-time student).|
|Type of Insurance||Group 10-Year Level Term Life Insurance|
|Underwritten by||New York Life Insurance Company|
|Group Policy Number||G-29194-0|
Answers about the program, including eligibility, options, customer service and more.
How do I apply?
Do I have to meet with an insurance agent?
What if I have second thoughts after I apply?
How much insurance should I consider?
Are there any exclusions?
When is the coverage effective?
Insurance will take effect on the date your application is approved by New York Life Insurance Company provided the initial contribution has been paid within 31 days after the date you are billed and any person to be insured is actively performing the normal activities of a person in good health of like age on the date of approval.
Any person who is not performing his/her normal daily activities as required will not become insured until the day he/she is performing such activities, provided such date is within three months of the date insurance would have been effective and the person is still eligible
When does coverage end?
Insurance for you can remain in force until: (a) premium contributions are not paid when due, (b) CSEA membership ends, (c) the group plan is terminated or modified by the Policyholder or New York Life Insurance Company to end insurance for the group of insureds to which you belong, and (d) you request to terminate insurance. In addition, dependent coverage will terminate when your coverage terminates, or when the eligibility requirements are no longer being met. Upon your death, coverage for your insured dependents may continue as described in the Certificate of Insurance. Please note your AD&D coverage will end if you begin full-time active duty in the armed forces.
If you’re an Active Member, your coverage will end when you are no longer ACTIVELY-AT-WORK, as defined. However, if your insurance ends due to your retirement, you may elect to continue your life insurance under one of the available options. (AD&D insurance may not be continued after you retire.)